Texas Paycheck Calculator 2026
Estimate your take-home pay in Texas — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.
Your paycheck details
Income tax in Texas
Texas has no individual income tax on wages — one of nine U.S. states with no tax on earned income. That does not mean zero taxes: Texas leans on other revenue instead. Enter your salary above to estimate your take-home pay with only federal income tax and FICA deducted.
What Texas taxes instead
Texas is constitutionally prohibited from levying an income tax, so it funds itself through a 6.25% state sales tax (up to 2% more locally) and property taxes averaging about 1.68% of home value. That property tax burden is high enough that the absence of an income tax does not automatically mean a lower total tax bill — a $400,000 home can carry $6,000+ a year in property tax alone.
What the same salary would cost elsewhere
State income tax on a $100,000 salary for a single filer, using each state's real 2026 brackets — including California, New York and Illinois:
| State | State income tax on $100,000 | Effective rate |
|---|---|---|
| Texas | $0 | 0.0% |
| California | $5,223 | 5.2% |
| New York | $4,860 | 4.9% |
| Illinois | $4,805 | 4.8% |
On a $100,000 salary a single filer keeps $79,180 after federal tax and FICA — no state income tax is deducted at all. For scale, the same salary would lose $5,223 to California state income tax alone.
Frequently asked questions
Does Texas have a state income tax?
No. Texas does not tax individual wage income — it is one of nine U.S. states with no income tax on wages. You still owe federal income tax and FICA on every paycheck.
What is the income tax rate in Texas?
0% on wage income. Texas raises revenue through other means instead — see "What Texas taxes instead" above. Texas may still tax certain investment income even though wages are exempt.
How much is $75,000 after taxes in Texas?
About $61,592 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and no state income tax. On $100,000 the same filer keeps about $79,180.
I'm moving to Texas. What should I know about taxes?
Expect a bigger paycheck than in most states, but check the full picture: states without an income tax often make it up with higher property or sales taxes. Confirm your employer's withholding setup when you update your address on your W-4.
How is take-home pay calculated?
Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Texas state income tax. For Texas, state taxable income starts from your pay after no standard deduction (the state applies its rate to taxable income directly).
What is FICA tax in 2026?
FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.
Why does my actual paycheck differ from this estimate?
Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Texas, no local wage tax applies in this state, though school-district and municipal fees can still apply. This calculator is a planning estimate, not a payroll prediction.