Pennsylvania Paycheck Calculator 2026

Estimate your take-home pay in Pennsylvania — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.

Your paycheck details

2026 state brackets
e.g. NYC 3.88%, Philadelphia 3.75%
401(k), HSA, etc.
Estimated take-home pay
Per paycheck
Per month
Federal income tax
FICA (SS + Medicare)
State income tax
Local income tax
Effective tax rate
Take-home Federal FICA State

Income tax in Pennsylvania

Pennsylvania taxes wage income on a progressive schedule — 1 brackets running from 3.07% to 3.07% for single filers. This calculator applies Pennsylvania's real 2026 brackets, its standard deduction ($0 single / $0 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.

Pennsylvania income tax brackets for 2026

Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.

Taxable income overRate
$03.07%

State taxable income is your pay after Pennsylvania's standard deduction and personal exemption of $0 for a single filer ($0 married filing jointly).

How Pennsylvania compares

Pennsylvania sits in the lower-middle of state income tax burdens. On $100,000 a single filer pays $3,070, ranking 37th of 51. Comparable states include Rhode Island ($3,148), Iowa ($3,188) and Indiana ($2,920). Even so, the effective rate is far below Pennsylvania's 3.07% top marginal rate.

Worked example: $100,000 in Pennsylvania

Take a single filer on $100,000 in Pennsylvania. Pennsylvania applies no standard deduction, so the full $100,000 is taxable:

Income bandRateTax
$0 – $100,0003.07%$3,070
Total state tax—$3,070

The effective rate works out to 3.1% of gross salary — far below the 3.07% top marginal rate, because only the last slice of income is taxed at that rate.

Frequently asked questions

Does Pennsylvania have a state income tax?

Yes. Pennsylvania taxes wage income on a progressive schedule with 1 brackets, from 3.07% to 3.07% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.

What is the income tax rate in Pennsylvania?

Pennsylvania's rates run from 3.07% to 3.07% for single filers, applied to income after the $0 standard deduction and personal exemption. A single filer on $100,000 pays about $3,070 — an effective rate of 3.1%, well below the 3.07% top rate.

How much is $75,000 after taxes in Pennsylvania?

About $59,290 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Pennsylvania state income tax $2,302.

I'm moving to Pennsylvania. What should I know about taxes?

Pennsylvania is one of the lighter state income tax states — for a single filer on $100,000 it collects $3,070 (37th of 51). That said, income tax is only one piece: check property and sales taxes before deciding.

How is take-home pay calculated?

Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Pennsylvania state income tax. For Pennsylvania, state taxable income starts from your pay after no standard deduction (the state applies its rate to taxable income directly).

What is FICA tax in 2026?

FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.

Why does my actual paycheck differ from this estimate?

Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Pennsylvania, some cities and counties levy a local income tax on top of the state rate, which this calculator does not include — use the local tax field above. This calculator is a planning estimate, not a payroll prediction.

Estimate only. Uses 2026 federal brackets (IRS Rev. Proc. 2025-32), the 2026 Social Security wage base of $184,500, and Pennsylvania's 2026 state brackets (Tax Foundation). Local and city income taxes, state credits, and phase-outs are not included. Not tax advice — consult a tax professional for filing decisions.