Oregon Paycheck Calculator 2026

Estimate your take-home pay in Oregon — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.

Your paycheck details

2026 state brackets
e.g. NYC 3.88%, Philadelphia 3.75%
401(k), HSA, etc.
Estimated take-home pay
Per paycheck
Per month
Federal income tax
FICA (SS + Medicare)
State income tax
Local income tax
Effective tax rate
Take-home Federal FICA State

Income tax in Oregon

Oregon taxes wage income on a progressive schedule — 4 brackets running from 4.75% to 9.9% for single filers. This calculator applies Oregon's real 2026 brackets, its standard deduction ($2,910 single / $5,820 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.

Oregon income tax brackets for 2026

Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.

Taxable income overRate
$04.75%
$4,5506.75%
$11,4008.75%
$125,0009.9%

State taxable income is your pay after Oregon's standard deduction and personal exemption of $2,910 for a single filer ($5,820 married filing jointly).

How Oregon compares

Oregon is among the heaviest state income tax burdens in the country: a single filer on $100,000 hands over $8,176 to the state, the 1st highest of the 51 jurisdictions covered here. The closest comparisons are Hawaii ($6,070), Maine ($5,654) and District of Columbia ($5,532). The 9.9% top rate is marginal — it only bites on the last slice of income.

Worked example: $100,000 in Oregon

Take a single filer on $100,000 in Oregon. After the $2,910 standard deduction and personal exemption, state taxable income is $97,090:

Income bandRateTax
$0 – $4,5504.75%$216
$4,550 – $11,4006.75%$462
$11,400 – $97,0908.75%$7,498
Total state tax—$8,176

The effective rate works out to 8.2% of gross salary — far below the 9.9% top marginal rate, because only the last slice of income is taxed at that rate.

Frequently asked questions

Does Oregon have a state income tax?

Yes. Oregon taxes wage income on a progressive schedule with 4 brackets, from 4.75% to 9.9% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.

What is the income tax rate in Oregon?

Oregon's rates run from 4.75% to 9.9% for single filers, applied to income after the $2,910 standard deduction and personal exemption. A single filer on $100,000 pays about $8,176 — an effective rate of 8.2%, well below the 9.9% top rate.

How much is $75,000 after taxes in Oregon?

About $55,604 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Oregon state income tax $5,989.

I'm moving to Oregon. What should I know about taxes?

Oregon is one of the higher state income tax states — for a single filer on $100,000 it collects $8,176, the 1st highest of the 51 jurisdictions covered here. When comparing job offers, compare take-home pay rather than salary, and factor in property and sales taxes too.

How is take-home pay calculated?

Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Oregon state income tax. For Oregon, state taxable income starts from your pay after the $2,910 standard deduction and personal exemption.

What is FICA tax in 2026?

FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.

Why does my actual paycheck differ from this estimate?

Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Oregon, some cities and counties levy a local income tax on top of the state rate, which this calculator does not include — use the local tax field above. This calculator is a planning estimate, not a payroll prediction.

Estimate only. Uses 2026 federal brackets (IRS Rev. Proc. 2025-32), the 2026 Social Security wage base of $184,500, and Oregon's 2026 state brackets (Tax Foundation). Local and city income taxes, state credits, and phase-outs are not included. Not tax advice — consult a tax professional for filing decisions.