Mississippi Paycheck Calculator 2026
Estimate your take-home pay in Mississippi — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.
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Income tax in Mississippi
Mississippi taxes wage income on a progressive schedule — 1 brackets running from 4% to 4% for single filers. This calculator applies Mississippi's real 2026 brackets, its standard deduction ($8,300 single / $16,600 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.
Mississippi income tax brackets for 2026
Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.
| Taxable income over | Rate |
|---|---|
| $10,000 | 4% |
State taxable income is your pay after Mississippi's standard deduction and personal exemption of $8,300 for a single filer ($16,600 married filing jointly).
How Mississippi compares
Mississippi sits in the lower-middle of state income tax burdens. On $100,000 a single filer pays $3,268, ranking 34th of 51. Comparable states include Iowa ($3,188), Kentucky ($3,382) and Rhode Island ($3,148). Even so, the effective rate is far below Mississippi's 4% top marginal rate.
Worked example: $100,000 in Mississippi
Take a single filer on $100,000 in Mississippi. After the $8,300 standard deduction and personal exemption, state taxable income is $91,700:
| Income band | Rate | Tax |
|---|---|---|
| $10,000 – $91,700 | 4% | $3,268 |
| Total state tax | — | $3,268 |
The effective rate works out to 3.3% of gross salary — far below the 4% top marginal rate, because only the last slice of income is taxed at that rate.
Frequently asked questions
Does Mississippi have a state income tax?
Yes. Mississippi taxes wage income on a progressive schedule with 1 brackets, from 4% to 4% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.
What is the income tax rate in Mississippi?
Mississippi's rates run from 4% to 4% for single filers, applied to income after the $8,300 standard deduction and personal exemption. A single filer on $100,000 pays about $3,268 — an effective rate of 3.3%, well below the 4% top rate.
How much is $75,000 after taxes in Mississippi?
About $59,324 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Mississippi state income tax $2,268.
I'm moving to Mississippi. What should I know about taxes?
Mississippi is one of the lighter state income tax states — for a single filer on $100,000 it collects $3,268 (34th of 51). That said, income tax is only one piece: check property and sales taxes before deciding.
How is take-home pay calculated?
Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Mississippi state income tax. For Mississippi, state taxable income starts from your pay after the $8,300 standard deduction and personal exemption.
What is FICA tax in 2026?
FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.
Why does my actual paycheck differ from this estimate?
Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Mississippi, no local wage tax applies in this state, though school-district and municipal fees can still apply. This calculator is a planning estimate, not a payroll prediction.