Minnesota Paycheck Calculator 2026
Estimate your take-home pay in Minnesota — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.
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Income tax in Minnesota
Minnesota taxes wage income on a progressive schedule — 4 brackets running from 5.35% to 9.85% for single filers. This calculator applies Minnesota's real 2026 brackets, its standard deduction ($15,300 single / $30,600 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.
Minnesota income tax brackets for 2026
Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.
| Taxable income over | Rate |
|---|---|
| $0 | 5.35% |
| $33,310 | 6.8% |
| $109,430 | 7.85% |
| $203,150 | 9.85% |
State taxable income is your pay after Minnesota's standard deduction and personal exemption of $15,300 for a single filer ($30,600 married filing jointly).
How Minnesota compares
Minnesota is among the heaviest state income tax burdens in the country: a single filer on $100,000 hands over $5,277 to the state, the 6th highest of the 51 jurisdictions covered here. The closest comparisons are California ($5,223), Delaware ($5,369) and District of Columbia ($5,532). The 9.85% top rate is marginal — it only bites on the last slice of income.
Worked example: $100,000 in Minnesota
Take a single filer on $100,000 in Minnesota. After the $15,300 standard deduction and personal exemption, state taxable income is $84,700:
| Income band | Rate | Tax |
|---|---|---|
| $0 – $33,310 | 5.35% | $1,782 |
| $33,310 – $84,700 | 6.8% | $3,495 |
| Total state tax | — | $5,277 |
The effective rate works out to 5.3% of gross salary — far below the 9.85% top marginal rate, because only the last slice of income is taxed at that rate.
Frequently asked questions
Does Minnesota have a state income tax?
Yes. Minnesota taxes wage income on a progressive schedule with 4 brackets, from 5.35% to 9.85% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.
What is the income tax rate in Minnesota?
Minnesota's rates run from 5.35% to 9.85% for single filers, applied to income after the $15,300 standard deduction and personal exemption. A single filer on $100,000 pays about $5,277 — an effective rate of 5.3%, well below the 9.85% top rate.
How much is $75,000 after taxes in Minnesota?
About $58,016 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Minnesota state income tax $3,577.
I'm moving to Minnesota. What should I know about taxes?
Minnesota is one of the higher state income tax states — for a single filer on $100,000 it collects $5,277, the 6th highest of the 51 jurisdictions covered here. When comparing job offers, compare take-home pay rather than salary, and factor in property and sales taxes too.
How is take-home pay calculated?
Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Minnesota state income tax. For Minnesota, state taxable income starts from your pay after the $15,300 standard deduction and personal exemption.
What is FICA tax in 2026?
FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.
Why does my actual paycheck differ from this estimate?
Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Minnesota, no local wage tax applies in this state, though school-district and municipal fees can still apply. This calculator is a planning estimate, not a payroll prediction.