Maryland Paycheck Calculator 2026
Estimate your take-home pay in Maryland — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.
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Income tax in Maryland
Maryland taxes wage income on a progressive schedule — 10 brackets running from 2% to 6.5% for single filers. This calculator applies Maryland's real 2026 brackets, its standard deduction ($6,550 single / $13,100 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.
Maryland income tax brackets for 2026
Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $1,000 | 3% |
| $2,000 | 4% |
| $3,000 | 4.75% |
| $100,000 | 5% |
| $125,000 | 5.25% |
| $150,000 | 5.5% |
| $250,000 | 5.75% |
| $500,000 | 6.25% |
| $1,000,000 | 6.5% |
State taxable income is your pay after Maryland's standard deduction and personal exemption of $6,550 for a single filer ($13,100 married filing jointly).
How Maryland compares
A single filer earning $100,000 pays $4,386 in Maryland state income tax — 17th of 51, in the upper-middle of the pack. Montana ($4,289), Utah ($4,500) and Georgia ($4,567) land within a few hundred dollars either way. The headline 6.5% rate is a marginal rate, so it applies to your last dollar, not your whole salary.
Worked example: $100,000 in Maryland
Take a single filer on $100,000 in Maryland. After the $6,550 standard deduction and personal exemption, state taxable income is $93,450:
| Income band | Rate | Tax |
|---|---|---|
| $0 – $1,000 | 2% | $20 |
| $1,000 – $2,000 | 3% | $30 |
| $2,000 – $3,000 | 4% | $40 |
| $3,000 – $93,450 | 4.75% | $4,296 |
| Total state tax | — | $4,386 |
The effective rate works out to 4.4% of gross salary — far below the 6.5% top marginal rate, because only the last slice of income is taxed at that rate.
Frequently asked questions
Does Maryland have a state income tax?
Yes. Maryland taxes wage income on a progressive schedule with 10 brackets, from 2% to 6.5% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.
What is the income tax rate in Maryland?
Maryland's rates run from 2% to 6.5% for single filers, applied to income after the $6,550 standard deduction and personal exemption. A single filer on $100,000 pays about $4,386 — an effective rate of 4.4%, well below the 6.5% top rate.
How much is $75,000 after taxes in Maryland?
About $58,394 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Maryland state income tax $3,199.
I'm moving to Maryland. What should I know about taxes?
Maryland sits in the middle of the pack — for a single filer on $100,000 it collects $4,386 (17th of 51). Compare take-home pay rather than salary, and factor in property and sales taxes.
How is take-home pay calculated?
Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Maryland state income tax. For Maryland, state taxable income starts from your pay after the $6,550 standard deduction and personal exemption.
What is FICA tax in 2026?
FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.
Why does my actual paycheck differ from this estimate?
Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Maryland, some cities and counties levy a local income tax on top of the state rate, which this calculator does not include — use the local tax field above. This calculator is a planning estimate, not a payroll prediction.