Maine Paycheck Calculator 2026

Estimate your take-home pay in Maine — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.

Your paycheck details

2026 state brackets
e.g. NYC 3.88%, Philadelphia 3.75%
401(k), HSA, etc.
Estimated take-home pay
Per paycheck
Per month
Federal income tax
FICA (SS + Medicare)
State income tax
Local income tax
Effective tax rate
Take-home Federal FICA State

Income tax in Maine

Maine taxes wage income on a progressive schedule — 3 brackets running from 5.8% to 7.15% for single filers. This calculator applies Maine's real 2026 brackets, its standard deduction ($13,650 single / $27,300 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.

Maine income tax brackets for 2026

Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.

Taxable income overRate
$05.8%
$27,3996.75%
$64,8497.15%

State taxable income is your pay after Maine's standard deduction and personal exemption of $13,650 for a single filer ($27,300 married filing jointly).

How Maine compares

Maine is among the heaviest state income tax burdens in the country: a single filer on $100,000 hands over $5,654 to the state, the 3rd highest of the 51 jurisdictions covered here. The closest comparisons are District of Columbia ($5,532), Delaware ($5,369) and Minnesota ($5,277). The 7.15% top rate is marginal — it only bites on the last slice of income.

Worked example: $100,000 in Maine

Take a single filer on $100,000 in Maine. After the $13,650 standard deduction and personal exemption, state taxable income is $86,350:

Income bandRateTax
$0 – $27,3995.8%$1,589
$27,399 – $64,8496.75%$2,528
$64,849 – $86,3507.15%$1,537
Total state tax—$5,654

The effective rate works out to 5.7% of gross salary — far below the 7.15% top marginal rate, because only the last slice of income is taxed at that rate.

Frequently asked questions

Does Maine have a state income tax?

Yes. Maine taxes wage income on a progressive schedule with 3 brackets, from 5.8% to 7.15% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.

What is the income tax rate in Maine?

Maine's rates run from 5.8% to 7.15% for single filers, applied to income after the $13,650 standard deduction and personal exemption. A single filer on $100,000 pays about $5,654 — an effective rate of 5.7%, well below the 7.15% top rate.

How much is $75,000 after taxes in Maine?

About $57,712 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Maine state income tax $3,881.

I'm moving to Maine. What should I know about taxes?

Maine is one of the higher state income tax states — for a single filer on $100,000 it collects $5,654, the 3rd highest of the 51 jurisdictions covered here. When comparing job offers, compare take-home pay rather than salary, and factor in property and sales taxes too.

How is take-home pay calculated?

Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Maine state income tax. For Maine, state taxable income starts from your pay after the $13,650 standard deduction and personal exemption.

What is FICA tax in 2026?

FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.

Why does my actual paycheck differ from this estimate?

Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Maine, no local wage tax applies in this state, though school-district and municipal fees can still apply. This calculator is a planning estimate, not a payroll prediction.

Estimate only. Uses 2026 federal brackets (IRS Rev. Proc. 2025-32), the 2026 Social Security wage base of $184,500, and Maine's 2026 state brackets (Tax Foundation). Local and city income taxes, state credits, and phase-outs are not included. Not tax advice — consult a tax professional for filing decisions.