Arizona Paycheck Calculator 2026

Estimate your take-home pay in Arizona — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.

Your paycheck details

2026 state brackets
e.g. NYC 3.88%, Philadelphia 3.75%
401(k), HSA, etc.
Estimated take-home pay
Per paycheck
Per month
Federal income tax
FICA (SS + Medicare)
State income tax
Local income tax
Effective tax rate
Take-home Federal FICA State

Income tax in Arizona

Arizona taxes wage income on a progressive schedule — 1 brackets running from 2.5% to 2.5% for single filers. This calculator applies Arizona's real 2026 brackets, its standard deduction ($8,350 single / $16,700 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.

Arizona income tax brackets for 2026

Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.

Taxable income overRate
$02.5%

State taxable income is your pay after Arizona's standard deduction and personal exemption of $8,350 for a single filer ($16,700 married filing jointly).

How Arizona compares

Arizona is one of the lighter state income tax states. A single filer on $100,000 pays just $2,291 — 40th of 51. Only Louisiana ($2,614), Ohio ($1,968) and Indiana ($2,920) sit close by. The 2.5% top rate rarely applies to ordinary wage earners.

Worked example: $100,000 in Arizona

Take a single filer on $100,000 in Arizona. After the $8,350 standard deduction and personal exemption, state taxable income is $91,650:

Income bandRateTax
$0 – $91,6502.5%$2,291
Total state tax—$2,291

The effective rate works out to 2.3% of gross salary — far below the 2.5% top marginal rate, because only the last slice of income is taxed at that rate.

Frequently asked questions

Does Arizona have a state income tax?

Yes. Arizona taxes wage income on a progressive schedule with 1 brackets, from 2.5% to 2.5% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.

What is the income tax rate in Arizona?

Arizona's rates run from 2.5% to 2.5% for single filers, applied to income after the $8,350 standard deduction and personal exemption. A single filer on $100,000 pays about $2,291 — an effective rate of 2.3%, well below the 2.5% top rate.

How much is $75,000 after taxes in Arizona?

About $59,926 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Arizona state income tax $1,666.

I'm moving to Arizona. What should I know about taxes?

Arizona is one of the lighter state income tax states — for a single filer on $100,000 it collects $2,291 (40th of 51). That said, income tax is only one piece: check property and sales taxes before deciding.

How is take-home pay calculated?

Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Arizona state income tax. For Arizona, state taxable income starts from your pay after the $8,350 standard deduction and personal exemption.

What is FICA tax in 2026?

FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.

Why does my actual paycheck differ from this estimate?

Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Arizona, no local wage tax applies in this state, though school-district and municipal fees can still apply. This calculator is a planning estimate, not a payroll prediction.

Estimate only. Uses 2026 federal brackets (IRS Rev. Proc. 2025-32), the 2026 Social Security wage base of $184,500, and Arizona's 2026 state brackets (Tax Foundation). Local and city income taxes, state credits, and phase-outs are not included. Not tax advice — consult a tax professional for filing decisions.