Alabama Paycheck Calculator 2026
Estimate your take-home pay in Alabama — federal tax, FICA and state tax calculated instantly, per paycheck, per month and per year.
Your paycheck details
Income tax in Alabama
Alabama taxes wage income on a progressive schedule — 3 brackets running from 2% to 5% for single filers. This calculator applies Alabama's real 2026 brackets, its standard deduction ($4,500 single / $11,500 married) and its personal exemption, so the state-tax line follows the actual schedule rather than a flat-rate guess.
Alabama income tax brackets for 2026
Single filers. Each rate applies only to the income falling inside that band — these are marginal rates, not a flat rate on the whole salary.
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $500 | 4% |
| $3,000 | 5% |
State taxable income is your pay after Alabama's standard deduction and personal exemption of $4,500 for a single filer ($11,500 married filing jointly).
How Alabama compares
A single filer earning $100,000 pays $4,735 in Alabama state income tax — 14th of 51, in the upper-middle of the pack. Massachusetts ($4,780), Kansas ($4,780) and Illinois ($4,805) land within a few hundred dollars either way. The headline 5% rate is a marginal rate, so it applies to your last dollar, not your whole salary.
Worked example: $100,000 in Alabama
Take a single filer on $100,000 in Alabama. After the $4,500 standard deduction and personal exemption, state taxable income is $95,500:
| Income band | Rate | Tax |
|---|---|---|
| $0 – $500 | 2% | $10 |
| $500 – $3,000 | 4% | $100 |
| $3,000 – $95,500 | 5% | $4,625 |
| Total state tax | — | $4,735 |
The effective rate works out to 4.7% of gross salary — far below the 5% top marginal rate, because only the last slice of income is taxed at that rate.
Frequently asked questions
Does Alabama have a state income tax?
Yes. Alabama taxes wage income on a progressive schedule with 3 brackets, from 2% to 5% for single filers. The top rate applies only to income above the highest threshold — it is a marginal rate, not a flat rate.
What is the income tax rate in Alabama?
Alabama's rates run from 2% to 5% for single filers, applied to income after the $4,500 standard deduction and personal exemption. A single filer on $100,000 pays about $4,735 — an effective rate of 4.7%, well below the 5% top rate.
How much is $75,000 after taxes in Alabama?
About $58,108 per year in take-home pay for a single filer with no pre-tax deductions: federal income tax $7,670, FICA $5,738, and Alabama state income tax $3,485.
I'm moving to Alabama. What should I know about taxes?
Alabama sits in the middle of the pack — for a single filer on $100,000 it collects $4,735 (14th of 51). Compare take-home pay rather than salary, and factor in property and sales taxes.
How is take-home pay calculated?
Take-home pay equals gross pay minus federal income tax (IRS 2026 brackets and the $16,100 standard deduction), FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare), and Alabama state income tax. For Alabama, state taxable income starts from your pay after the $4,500 standard deduction and personal exemption.
What is FICA tax in 2026?
FICA is 7.65% of wages: 6.2% Social Security on earnings up to the annual wage base ($184,500 for 2026) and 1.45% Medicare on all earnings, plus an extra 0.9% Medicare tax above $200,000 single / $250,000 married. FICA is federal and identical in every state.
Why does my actual paycheck differ from this estimate?
Real paychecks reflect your W-4 withholding choices and pre-tax benefits. For Alabama, some cities and counties levy a local income tax on top of the state rate, which this calculator does not include — use the local tax field above. This calculator is a planning estimate, not a payroll prediction.